01 - Rinse the rice under cold water until the water runs clear. In a medium saucepan, combine rice, water, and salt. Bring to a boil, cover, reduce heat to low, and simmer for 15 minutes or until rice is tender and water is absorbed. Remove from heat, let stand covered for 5 minutes, then fluff with a fork. Stir in lime juice, cilantro, and olive oil.
02 - Heat olive oil in a large skillet over medium heat. Add onion and cook for 2–3 minutes until softened. Add garlic and cook for 30 seconds. Add ground beef and cook until browned, breaking it up with a spatula (about 5–6 minutes). Stir in tomato paste, cumin, smoked paprika, chili powder, oregano, salt, and black pepper. Cook for another 2 minutes. Remove from heat and keep warm.
03 - In a small saucepan, combine black beans, cumin, chili powder, and salt. Cook over medium heat for 3–4 minutes, stirring occasionally, until warmed through.
04 - Divide cilantro lime rice among four bowls. Top each with seasoned beef, black beans, cherry tomatoes, avocado, cheese, sour cream, red onion, and fresh cilantro. Serve with lime wedges.
05 - Serve immediately, allowing diners to customize their bowls with their favorite toppings.