Beef Chili with Beans

A steaming bowl of Beef Chili with Kidney Beans, garnished with sour cream and cheese, served beside warm cornbread. Save
A steaming bowl of Beef Chili with Kidney Beans, garnished with sour cream and cheese, served beside warm cornbread. | cookingwithhazel.com

This hearty dish brings together ground beef, kidney beans, and rich tomatoes simmered with a blend of chili powder, cumin, smoked paprika, and oregano to create a depth of flavor. Sautéed onions, bell peppers, garlic, and optional jalapeño add texture and a touch of heat. Slow-cooked to meld the spices and ingredients, it's perfect for a comforting meal garnished with cilantro, sour cream, cheddar, and green onions. Ideal for a wholesome and filling main course.

The first snowfall of winter always sends me straight to the kitchen for a pot of chili. Something about that heavy blanket of white outside makes a simmering pot feel like the only logical response. My roommate caught me hovering over the stove last November, inhaling the spices like they were oxygen. She just laughed and grabbed bowls, knowing exactly what kind of evening was ahead.

Game day at my house meant this chili was bubbling on the back burner, oblivious to whatever was happening on the screen. Friends would drift through the kitchen, ostensibly for another beer but really to check if it was ready yet. I started keeping a notebook of who requested the recipe, which eventually became my most stolen possession.

Ingredients

  • Ground beef: 85% lean gives you enough fat to carry all those spices without becoming greasy, learned that after trying the extra lean version once
  • Onion and bell pepper: These form the aromatic foundation, so take the time to dice them evenly, they should practically disappear into the chili
  • Garlic and jalapeño: Add these after the vegetables soften, garlic burns fast and bitter garlic will ruin everything you have built
  • Kidney beans: Rinse them thoroughly under cold water, that cloudy can liquid never did anyone any favors
  • Diced tomatoes: Get the good ones with juice, the liquid becomes part of your broth so do not drain them
  • Tomato paste: This concentrates the tomato flavor and adds a richness that fresh tomatoes alone cannot achieve
  • Beef broth: Use a quality brand or homemade, water dilutes the flavor profile you are working so hard to build
  • Chili powder, cumin, and smoked paprika: These three are your primary flavor drivers, do not skimp on the chili powder
  • Oregano, black pepper, and salt: The oregano adds an herbal note that balances the heat, salt at the end to taste
  • Cayenne pepper: Start with a quarter teaspoon and taste before adding more, you can always increase heat but you cannot take it back

Instructions

Brown the beef properly:
Cook the ground beef over medium heat, breaking it into small pieces with your spoon, until no pink remains, about 5 to 7 minutes. The meat should have some nice browned bits, those carry flavor. Drain excess fat but leave a little in the pot, you need that fat for the next step.
Soften your aromatics:
Add the chopped onion, bell pepper, and jalapeño to the pot with the beef. Cook them for about 5 minutes until they are soft and translucent. The onions should be starting to turn golden at the edges.
Wake up the garlic:
Stir in the minced garlic and let it cook for just 1 minute. You want it fragrant, not brown. The smell should be hitting you about now, that is your signal to move on.
Bloom the spices:
Add all the spices, chili powder through cayenne, and stir constantly for about 30 seconds. The spices should become incredibly fragrant and might start to stick slightly to the bottom of the pot. This step is crucial, raw spices taste dusty.
Build the base:
Pour in the tomato paste, diced tomatoes with juice, kidney beans, and beef broth. Stir everything together, scraping up any browned bits from the bottom of the pot. Those bits are pure flavor.
Let it simmer:
Bring the chili to a gentle bubble, then reduce the heat to low, cover, and let it cook for 45 minutes. Stir it occasionally so nothing sticks to the bottom. The house should smell amazing by now.
Final adjustment:
Taste the chili and add more salt if needed. Let your guests add their own garnishes, everyone has their own chili philosophy anyway.
Hearty Beef Chili with Kidney Beans simmering in a pot, revealing tender ground beef and rich, aromatic tomato broth. Save
Hearty Beef Chili with Kidney Beans simmering in a pot, revealing tender ground beef and rich, aromatic tomato broth. | cookingwithhazel.com

My sister came over last winter after a terrible breakup, and I made this chili without saying a word about it. We ate in comfortable silence, and sometime between the first bite and the second bowl, her shoulders finally dropped three inches from her ears. Food cannot fix everything, but it can create the space where healing starts.

The Bread Question

Cornbread is the traditional pairing, but I have discovered that a crusty sourdough toasted and buttered creates this incredible contrast. The tang works surprisingly well with the rich, spiced beef. Some people serve it over rice, which stretches the meal but changes the whole experience into something closer to a stew.

Make It Ahead

This chili actually benefits from sitting in the refrigerator overnight, the flavors meld and develop in ways they cannot during a single cooking session. I often make it on Sunday afternoon for easy weeknight dinners, just reheat gently on the stove. It freezes beautifully for up to three months, portion it into containers before freezing for effortless future meals.

Serving It Right

Set up a garnish bar and let people build their own bowls, somehow chili tastes better when you have customized it yourself. The contrast of cold sour cream against hot chili is absolute perfection. A squeeze of fresh lime juice right before eating brightens everything unexpectedly.

  • Crushed saltines on top create this salty crunch that old school chili fans swear by
  • A splash of hot sauce at the table lets heat seekers adjust without changing the whole pot
  • Chopped raw onions add a sharp bite that cuts through the rich beef and beans
Close-up of Beef Chili with Kidney Beans topped with cilantro and green onions, perfect for a cozy American dinner. Save
Close-up of Beef Chili with Kidney Beans topped with cilantro and green onions, perfect for a cozy American dinner. | cookingwithhazel.com

There is something profoundly satisfying about a pot of chili, the way it fills the house and the people in it. Make it on the worst day and watch it become better.

Recipe FAQs

Lean ground beef (around 85% lean) is recommended for a balance of flavor and texture without excess fat.

Yes, include jalapeño seeds or add cayenne pepper to increase heat, or omit them for a milder flavor.

Fresh cilantro, sour cream, shredded cheddar cheese, and sliced green onions enhance taste and presentation.

Simmering for about 45 minutes allows the spices to blend fully and the beans to tenderize perfectly.

Ground turkey or chicken can substitute beef for a lighter variation without compromising flavor.

Beef Chili with Beans

Tender beef and kidney beans combined with spices for a flavorful, satisfying dish.

Prep 15m
Cook 60m
Total 75m
Servings 6
Difficulty Easy

Ingredients

Meats

  • 1 lb ground beef (85% lean)

Vegetables

  • 1 large onion, finely chopped
  • 1 red bell pepper, diced
  • 3 cloves garlic, minced
  • 1 jalapeño, seeded and finely chopped

Canned & Pantry

  • 2 cans (15 oz each) kidney beans, drained and rinsed
  • 1 can (28 oz) diced tomatoes
  • 2 tbsp tomato paste
  • 1 cup beef broth

Spices & Seasonings

  • 2 tbsp chili powder
  • 1 tsp ground cumin
  • 1 tsp smoked paprika
  • 1/2 tsp dried oregano
  • 1/2 tsp ground black pepper
  • 1 tsp salt
  • 1/4 tsp cayenne pepper

Garnishes

  • Chopped fresh cilantro
  • Sour cream
  • Shredded cheddar cheese
  • Sliced green onions

Instructions

1
Brown the Ground Beef: In a large pot or Dutch oven over medium heat, add the ground beef. Cook, breaking it up with a spoon, until browned and no longer pink, about 5–7 minutes. Drain excess fat if needed.
2
Sauté Vegetables: Add the chopped onion, bell pepper, and jalapeño. Sauté for 5 minutes until vegetables are softened.
3
Add Aromatics: Stir in the garlic and cook for 1 minute until fragrant.
4
Incorporate Spices: Add chili powder, cumin, smoked paprika, oregano, black pepper, salt, and cayenne. Stir well to coat the meat and vegetables with the spices.
5
Combine Base Ingredients: Mix in tomato paste, diced tomatoes with their juice, kidney beans, and beef broth. Stir to combine thoroughly.
6
Simmer the Chili: Bring the chili to a simmer. Reduce heat to low, cover, and cook for 45 minutes, stirring occasionally.
7
Season and Serve: Adjust seasoning to taste. Serve hot, garnished with cilantro, sour cream, cheese, and green onions if desired.
Additional Information

Equipment Needed

  • Large pot or Dutch oven
  • Wooden spoon or spatula
  • Knife and cutting board
  • Can opener

Nutrition (Per Serving)

Calories 340
Protein 25g
Carbs 29g
Fat 13g

Allergy Information

  • Contains dairy if garnished with cheese or sour cream
  • Naturally gluten-free; always check labels on canned goods and spices
Hazel Bennett

Fresh, easy recipes and kitchen wisdom for home cooks and food enthusiasts.